B. service of no more than one year between DoD or Coast Guard NAF positions and retirement covered civil service positions in any agency may elect to continue retirement coverage in the losing employment system’s retirement plan. Per 5 CFR 847.209, NAF employers will make salary deductions and employer contributions for NAF employees who elect to continue Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS) coverage. Additionally, your employer contributes 7.6% of your salary to fund your retirement. With the NAF Retirement Plan, you contribute 2% of your gross salary each pay period. Questions on entitlements for benefits under NAF retirement plans may be directed to the DoD NAF Personnel Policy Office, CPMS (703-696-3310, or DSN 426-3310). I don’t think this is correct. Questions on entitlements for benefits under NAF retirement plans may be directed to the DoD NAF Personnel Policy Office, CPMS (703-696-3310, or DSN 426-3310). I have to decide on whether to keep the NAF retirement plan. Your cost to participate in the Retirement Plan is 2% of your salary, which is deducted from your pay each pay period. Your employer contributes another 7.6% to the Army NAF Retirement Trust, which pays your retirement … Implementation of Retirement Coverage Elections. 5. 3. Box 45, Boyers, PA 16017-0045 Please note: Your retirement information must be submitted to OPM within 30 days of your retirement date. Per PL 104-106, employees who moved on or after February 10, 1996, but before August 10, 1996, who, notwithstanding the waiver provided, made an election under the 1990 Portability Act, are not eligible for an election under the retroactive service credit rules. Chart of Army Ranks vs. Alert box notification is currently enabled, please, follow this link to enable alert boxes for your profile, follow this link to disable alert boxes for your profile. Your total retirement benefit comes from three sources. Six paybands, NF-1 through NF-6 (GS-1 through SES equivalent), cover the majority of NAF white-collar jobs. 104-106 permits employees moving from APF positions covered by FERS to NAF positions covered by a NAF retirement plan, and vice versa, to elect retroactive service credit. The law requires that individuals who may be affected by the new retirement elections be notified of the new provisions. guided by situational expertise. Heads of Components, or their designees, must waive this time limit in the event the employee did not receive timely notice or counseling regarding the opportunity to make a retroactive election. This policy document supersedes the retirement coverage policy published by DASD (CPP/EO) memorandum on April 16, 1991, as Section J, "Retirement," Appendix F, DoD 1401.1-M. 2. Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Coverage. 1. Civil service and NAF retirement plan contributions will be transferred in accordance with 5 CFR Part 847, Subpart E. 1. B. The TSP and NAF retirement seemed pretty comparable with the NAF retirement being … OFFICE OF THE ASSISTANT SECRETARY OF DEFENSE 4000 DEFENSE PENTAGON WASHINGTON, D.C. 20301-4000 AUG 09 1996, SUBJECT- Retirement Coverage Election Under Section 1043, P.L, 104-106. By memorandum dated March 4, 1996, the DASD(CPP) exercised DoD's authority to waive the 1990 Portability Act requirement that retirement elections be made within 30 days of the move. If you are using assistive technology to view web content, please ensure your settings allow for the page content to update after initial load (this is sometimes called "forms mode"). Therefore, eligible employees who want service credit in the gaining employment system's retirement plan may decide to make an election under the retroactive rules in 5 CFR Part 847, Subpart D. Employees who, after reviewing the retroactive service credit opportunities provided by PL 104-106, decide instead to retain coverage in their previous retirement plan, should elect to do so under the provisions of the 1990 Portability Act, before amendments. Thrift Savings Plan (TSP) salary deductions and contributions will also be remitted, where applicable, in accordance with 5 CFR Part 1620. This is a benefit not provided by the 1990 Portability Act. 3. 2. I currently work for the Department of Homeland Security. 104-106, OPM regulations at 5 CFR Part 847, Federal Retirement Thrift Investment Board regulations at 5 CFR Pan 1620, and this supplementary DoD policy document. 1. 104-106, The National Defense Authorization Act for Fiscal Year 1996, provides new retirement coverage elections for certain employees who moved between nonappropriated fund (NAF) and appropriated fund (APF) positions after December 31, 1965. I’m a retired GS (FERS) employee. 104-106 amended section 3502(a)(C) of 5 USC to allow credit for NAF service for reduction in force purposes for employees moving from DoD NAF to DoD APF positions on or after January 1, 1966, without a break in service of more than three days. When an agency has received … and paid from Non-Appropriated Funds (NAF). E. Waiver of 30 Day Time Limit for Making an Election under the Provisions of the 1990 Portability Act. B. A separate payband structure, CY-I and CY-II (GS-2 through GS … Established Defense Finance and Accounting Service (DFAS) procedures provide further information on submitting NAF employee and employer contributions for CSRS, FERS, and TSP. 104-106 are available and the election process established. BRS Comparison Calculator - This calculator provides a comparison between the Legacy High-3 vs. the Blended Retirement System (BRS). You’ll have the best chance of getting an answer to your question if you follow these steps: http://www.opm.gov/policy-data-oversight/pay-leave/pay-administration/fact-sheets/nafi-employees-moving-to-general-schedule-positions, https://www.opm.gov/retirement-services/benefits-officers-center/aids/#url=NAFI, Disability retirement vs. regular retirement, Privacy Notice/Your California Privacy Rights. DoD personnel offices may direct questions on entitlements for benefits under the Civil Service Retirement System or the Federal Employees Retirement System to the Field Advisory Services Division, Civilian Personnel Management Service (CPMS) (703-696-630 1, or DSN 426630 1, menu # 1). If this timeframe has passed, contact your human resources office immediately for your retirement … This waiver authority may be delegated to another appropriate level of responsibility. You’ll have to check with your prospective employer’s personnel office. If I received a VSIP buyout as a GS employee can I apply for naf position. I just took a GS job from NAF & was told I could not negotiate my salary. When an APF employee covered by FERS elects to have previous NAF service credited toward FERS, the NAF service ceases to be creditable for purposes of NAF retirement. Also, would I be able to count my military service towards a GS retirement? I was told I had to start at Step One. employee contributions and government contributions made to the NAF retirement plan transfer to the Civil Service Retirement and Disability Fund, Government contributions means the amount credited to the NAF retirement plan, by the NAF employer, on behalf of the employee for the period of NAF service to be credited towards civil service retirement. Per 5 CFR 847.304, the time limit for making an election under the retroactive election provisions in 5 CFR Part 847, Subpart D, is August 11, 1997. H. Reporting Requirement. I was a NAFI employee for 4 years several years ago & I have been a GS employee for 12 years. The NAFI has it’s own retirement system which is separate from Civil Service. NAF employees are federal employees of the Department of Defense. You’ll have to ask your prospective employer. NAF Retirement. It also requires that individuals must be provided, upon their request, information concerning their eligibility to make an election, and the amount of any payment which would be required of the individual in connection with any such election. D. Elections of Coverage Under the Retroactive Provisions (Covering moves after December 31, 1965, and before August 10, 1996). In other words, if I’ve already worked 22 years as a GS (starting at age 22), go work under NAF for three years, and then go back to a GS job for 15 years, I assume I would retire with 37 years of service instead of 40, at age 62? Details of these benefits are provided in 5 USC, 5 CFR, DoD 1401.1-M, and OASD policy memorandums. Employee and employer contributions to NAF 401(k) plans will also be calculated as if for a NAF employee in tile NAF plan. I am GS retiree under the FERS system, and was recently offered a NAF position; however, prior to my start work date the NAF HR rep asked about my retirement and told her I was under the FERS system. Federal Employees' Retirement System (FERS) and FICA. I am surprised this publication cannot asnswer the question. If you are using assistive technology to view web content, please ensure your settings allow for the page content to update after initial load (this is sometimes called "forms mode"). The DoD waiver applies only to employees who (a) are eligible for a retirement election under the 1990 Portability Act. NAFI plans are not covered by the retirement systems for federal employees or by the Employee Retirement Income Security Act (ERISA), the federal law that covers most retirement plans … 1. Components shall provide a report to the DASD (CPP) by January 2, 1998, indicating the number of employees who made retroactive retirement elections under P.L. For further assistance or counseling on options under the law, contact your Nonappropriated Fund office. ; however, what you were told sounds exactly like what would happen if you were to be reemployed by the federal government. 4. NAF Retirement Plans (12) • What are the NAF Retirement Plans? 2. Some amendments liberalize the eligibility requirements for making elections under the 1990 law and apply on or after the August 10, 1996, effective date of Office of Personnel Management (OPM) and DoD regulations. Civil Service Retirement System (CSRS) If a federal government employee was hired before 1983, they were eligible for a type of pension under a program known as CSRS (Civil Service Retirement System). Pay and Other Benefits. Employee and employer contributions for employees who elect to remain in a NAF retirement plan following a move to an APF position will be calculated in exactly the same way as the actual contribution for a NAF employee in the NAF plan. NAF employment is considered federal employment. It amends title 5, United States Code (USC, to expand the retirement election provisions of the Portability of Benefits for Nonappropriated Fund Employees Act of 1990. 1. Federal Times’ experts cannot answer every question submitted. BRS Calculator - This calculator estimates your retirement benefits under the Blended Retirement System (BRS). (a) For example, a DoD NAF employee who previously elected not to retain coverage in the NAF retirement plan following a move to a DoD) APF position, but instead moved to FERS, does not have an election to return to the NAF retirement plan. When an employee elects to retroactively return to CSRS or FERS coverage, or to have NAF service credited towards FERS. A. Notification. Questions on specific NAF retirement plan provisions should be directed to the NAF employer responsible for the NAF plan. Where an employee participated in more than one NAF retirement plan, each NAF retirement plan is responsible for submitting contributions attributable to that particular plan. You’ll find the answer to your question in the following fact: http://www.opm.gov/policy-data-oversight/pay-leave/pay-administration/fact-sheets/nafi-employees-moving-to-general-schedule-positions. To make things worse, NAF employees also have a different health care package that has fewer options, the employee retirement contribution is lower and the retirement age is higher than GS workers. The attached policy primarily addresses crediting service to DoD NAF retirement plans, transferring NAF funds, and the relationship of the new requirements to the Portability of Benefits for Nonappropriated Fund Employees Act of 1990, OPM is preparing a Benefits Administration Letter which will provide additional guidance and forms for employee elections of retirement coverage, Additional DoD guidance will be issued as necessary. G. Employee Payment for Cost of Service Credit Under the Retroactive Provisions (Covering moves after December 31, 1965, and before August 10. Which meant I would basically be working for free…!!! Employees, and often employers as well, contribute money to the employees’ retirement … 2 This DoD policy document hereby provides that employees who move from DoD APF positions to DoD) NAF positions on or after January 1, 1966, without a break in service of more than three days, shall be granted NAF Business Based Action (BBA) retention credit for APF service. 104-106. I dont want my FERS annuity stopped or affected in any way if I take this NAF position. She then advised that an amount equal to my NAF ‘salary’ would be deducted monthly from my monthly retirement … When transferring back from a NAF job to either a DoD job or another agency: Will my leave balances transfer back? Will future NAF years continue to be added to my current GS years for retirement? Related Provisions on Portability of Pay and Benefits. Pay Grade Insignia Army Rank Basic Pay Range 1 GS … A. patron groups that are authorized to use navy mwr facilities, equipment and services include active-duty military personnel and their family members, activated reservists, retired military personnel, civilian … Provide information to employees, upon their request, regarding their eligibility to make a retirement election, and the amount of any employee payment that would be required for additional service credit (see paragraph MG, below). 2. However, such a prior election does not exclude the employee from electing to have service covered by the previous retirement system credited in the employee's current retirement system under the provisions of 5 CFR 847.421 or 847.43 1, as applicable. We don’t know what the consequences would be if you were to move to a NAF position. For example, a GS-9 is considered comparable to a first lieutenant or lieutenant (junior grade) (O-2), while a GS-15 (top of the General Schedule) is the equivalent grade of a … I opted to retain my NAF Retirement without really analyzing it. Employee Benefits . Diane M. Disney Deputy Assistant Secretary Civilian Personnel Policy, DoD Regulations on Retirement Coverage Elections Provided by P.L. 2. Federal … Civilian General Schedule Equivalents See military paygrade and the associated Army rank on the left, and equivalent General Schedule paygrade on the right. F. Transfers of Contributions Under the Retroactive Provisions (Covering moves after December 31, 1965, and before August 10, 1996). Ensure that documents of NAF retirement plans under their responsibility are amended as necessary to comply with the law. Would I still make contributions to FERS and TSP?