Select from the 3 options. The shopper is redirected to the Postepay website. I have re read this thread as well and it does appear that the person who will own the card must go to the post office with identification (passport) to purchase the card. over the internet but we found it impossible to register properly from the UK as the "telegram" with the secret code never arrived. (Saves using English sterling credit card/debit card when buying things priced in euros). Once you have signed up for PayPal, just download our app, search your PayPal address book, enter the amount and tap ‘Send’. Between this and the international transaction charges described above, you can find that the costs of making an international money transfer with PayPal mount up pretty quickly. According to the chap in our PO you do not need to be an Italian resident, just offer an Italian address. Is there another option, besides for using my credit card? According to PayPal, it has about 30 Million active users around the globe. Thanks for all your help - went to Italy for two nights went to the local post office got a Poste Pay Card no problems - put money on it returned to the Uk tried it out to top up my Italian phone and hey it worked now keeping fingers crossed it will pay my next electric bill and phone bills I dont intend to go out to Italy until next year - many thanks again for all your info - this is great I have a PostePay card, but can I heck as like get registered to access it on line. Poste Italiane are really being quite innovative with their products, and this Postepay card can be linked with your Paypal account. To make a payment with a Postepay card: On the payment page, the shopper selects the Postepay payment method. Send money to friends and family in the US using your PayPal balance or bank account for free. Which means you can save up to 8x by using Wise vs your bank when you send your money abroad. Obviously, over and above your codice fiscale, you need to show some identification (passport or ID card) and the data from this is linked with the card. Once you have chosen the delivery option that suits you, simply click ‘send money now’³, to log into your account and process the transfer. I have just got my telephone bill and I have managed to pay with my posta pay card on line - thanks again for all the help and advice - paying the bills have been a pain the past 12 months. You can also get the Wise multi-currency debit card, which you can use to pay for goods and services all over the world. Here are all the steps you need to take. These fees add up, and can mean that the recipient gets less money than you might expect, as it has been eroded by charges. Some wonderful poster on the Forum, some time ago, told us about the Intesa San Paolo banking group. Opening an account this week was simple but only Italian was spoken. You must be "resident" in Italy to have a ZEROTONDO account with them. [quote=anne2;101982]Definitely worth trying another PO as I managed to get one sorted in about 20 mins! ), Many thanks for all the above information - I am due to go to my house soon so will try to get a postepay card. We asked for it to be sent to our italian address and all was perfect The Italian is pretty simple, and it might be worth ploughing your way through.[/quote]. Wondering much time it takes to complete a wire transfer? They have to insert 'EE' otherwise the system will not accept it, nor will it accept Gran Bretagna although I think that is what is on the CF. Wise is different. The Cash app case is also similar; you might get wondered that it has an almost identical number of users as PayPal. Log in using biometrics. It is a Visa Electron card and I use it for online purchases.[/quote]. This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. The shopper enters their Postepay card details to complete the payment. - it doesn't seem to work in those out of hours petrol station machines, PIN or no PIN Their bank charges are outrageous. Traditional banks have a real-time transfer option, wire transfers, which cost a hefty fee to send and receive the money. Great, thanks for that. In addition, anybody in Italy who owes you money can nip into the PO and credit your Postepay card (which you can then move into your UK credit card account via Paypal). Since launching close on 20 years ago, PayPal has played a big role in transforming ecommerce. [/quote]. The fees in this case range from 3.4%-3.9% of the total transaction amount, plus a small fixed fee which depends on the currency involved.¹. You can even add a message. Prior results do not guarantee a similar outcome. Not all transfer options are available in all countries and currencies. But regardless of how long PayPay has been in business, the more important concern is security. So far this year the charges are €322 plus state tax 8.55 per quarter despite our using online banking and the cashpoint rather than going into the bank and making a protest to the ever changing management. The Monte dei Paschi di Siena bank was the one to use. I would like to get him a Postepay, but I believe it is only for Italian residents. Both face and fingerprint recognition can be used to log in. If you send cash to your recipient’s PayPal wallet then they’ll need to have a PayPal account themselves to be able to access it. All the fees and charges discussed here relate to a PayPal USA account - if you’re based elsewhere in the world the costs might be slightly different. - you can transfer money via Paypal but we seem to find it'll only do that if you register an italian paypal account Generally, checking accounts that you have added to PayPal come as free deposit),may be limited to a deposit of a banking day or two. All our banking transactions, including cheques, bank transfers and direct debits are included in the monthly fee of €0 - €5 per month (plus the annual tax). Sorry I misunderstood. However, for the other options you can transfer cash via PayPal, even if the recipient doesn’t have a PayPal account themselves. Suggestions that she should just enter La Spezia, for the hell of it, fell on deaf ears. But if I can link Revolut card to my PayPal, it means I can send money from PayPal to card and withdraw? What that means, is that PayPal takes the exchange rate they get from a third party, and adds their conversion spread. Need to send a KeyBank international wire transfer? Enter the amount, choose the currency, add a note (if needed) and tap Next. Nato a: ************** (same place as is on my passport or Italian ID card) [url]www.bancamediolanum.it[/url] From your PayPal app, here's how to send money: Tap Send near the bottom of the screen. In the ‘ Send money ‘ … To find out what delivery options are available for the country you’re sending money to, you’ll have to visit the PayPal webpage. That’s if your bank even offers the service online. Even my Italian friend had a go, no luck. Our restoration project has been finished for over 3 years. - you can check the balance etc. [quote] Would that give him a codice fiscale? Their system does offer a separate box for 'stranieri' to put in their country of birth - looking at the form they filled it in as follows - Using a PayPal Business Debit Card Create a business account. Certainly worth looking into as I use paypal quite a lot as well. Want to do an M&T Bank international wire transfer? All sources checked as of 11 December, 2020. by Annec. Easy as that. If you keep the credit low and just top it up as needed, your risk of loss through fraud is minimised. All you need is her PayPal email address and you can use the ‘Send Money’ tab to make a payment to her. No, sorry, no excuse for another holiday in order to collect! The card and PIN number are both issued there and then and the card can be used immediately. Worth trying another main post office, or is that it? I hope there are enough ATMs when they do so you do not have to pay for cash withdrawals. I'll try again [somewhere else].[/quote]. Before sending the payment, click "Change" under Payment Method and pick "Instant Transfer." Banks all over the globe work together to complete the transaction - so there could be several intermediaries working on a single international transfer. This method requires a credit or debit card tied to your PayPal account. Exchange rates change all the time, but you can see the exchange rate that PayPal is offering you for your transfer, by logging into your PayPal account. Read on to compare and explain the difference between ACH vs wire transfers. Speed of money transfer service is subject to many factors, including: Approval by the Xoom proprietary anti-fraud verification system; Funds availability from sender's payment account (checking, credit or debit card) It's been around as a public company since 2002, with a robust history of satisfied customers. Log into your account at PayPal.com, select “Pay or send money” and choose whether you’re paying for goods or services or sending money to friends and family; Enter the recipient’s email address, mobile number or name and click “Next” Enter the amount and click “Continue” What about Monte dei Paschi's SPIDER? The PayPal app is the easy way to send money 1, however you slice it. To send money in USD to Italy, you pay a small, flat fee of 6.15 USD + 0.43% of the amount that's converted (you'll always see the total cost upfront). But that’s yesterday’s problem. Thus you can feed your Paypal account via your UK credit card, bung some money onto the Postepay card, and pay ENEL. Scroll down to your “PayPal Balance” and click Add Money. You can get the debit card if you’ve … If you read Italian the site is [url=http://www.poste.it/postecommerce/]Poste Italiane - Postecommerce[/url] or perhaps your Italian relatives have access to a computer? It's also handy for travel funds - I loaded it before a trip to Australia and had no problems using it for cash withdrawals or purchases. Check out the terms and conditions for your particular account before you commit. How fast will my money get to Italy? - ENEL seem perfectly happy with it, at last. You can transfer money from your Revolut account to your PayPal account but not the way round. At the risk of advertising - but in the interest of giving information to all - Banca Mediolanum offers the PostePay as a free extra on a standard current account. Click the option ‘ Send & Request ‘. Select the amount of money to transfer and the account to transfer it from, and click Add. Nifty stuff. I have tried to work it out to no evail. Banks sting you with hidden charges when you send money abroad. Noble if you are doing nothing out of the ordinary then you are paying far, far too much for your account. No luck, as my Apple account isn't registered in Italy! Thank you in advanceRegardsMaria. * Enter the email address or mobile number to whom you are sending money. Do you want to know how to receive money on PayPal? It was probably "Liketheroman" who mentioned the Intesa San Paolo account - he doesn't seem to visit the forum anymore. Would that give him a codice fiscale? Enter the recipient and amount of the payment, and press "Continue." Unfortunately I won't be using it to receive money from anyone in Italy for a while as the denaro will only be going in the one direction for a while. The mid-market rate is the only real exchange rate - it’s what you’ll find on Google, and the one that banks use to trade money on global financial markets. Oh, and while you’re at it, check out Wise’s borderless multi-currency account. Is that correct? Send money in seconds Once you have signed up for PayPal, just download our app, search your PayPal … Go to www.paypal.com and click Log In. Even ex-extremis it could be cheaper than running an Italian non resident bank account! Assuming that you have an account, sending money through PayPal isn’t too complicated, although there are several ways to do it. My 17 year old sone makes several trips to Italy a year to visit the family of our former exchange student. Paypal is also pretty innovative, and (if this payment method appeals to you) you can recharge your Postepay card via your Paypal account. [quote]Per i cittadini stranieri in Italia: Its smart new technology skips hefty international transfer fees by connecting local bank accounts all around the world. :frown: Dear All, I have recently opened up a postepay online account, can you be kind to explain how do I go about transfering money from my PayPal account to my Postepay account. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. If not, do you guys have plans to make it possible in future? Finally, if I am unable to purchase it for him online, can one of the Italian residents that he visits go get one for him before his next trip, and will I be able to top it off online, or not? Sending Money Through PayPal. Find out all you need to know about PayPal’s international transfer fees for the US - and how best to avoid them. PayPal conversion rate vs bank exchange rates, How to make an international transfer with PayPal, PayPal’s international transfer fees for the US - and how best to avoid them, costs of making an international transfer with your bank, your transfer is processed using the SWIFT network, PayPal: International Business Payments True Cost, PayPal: Paying International Invoices Guide, PayPal: Exchange Rates and Currency Conversion, How to set up a Paypal account: A step-by-step guide, How to Receive Money on PayPal: How-to, Duration & Fees, M&T Bank International Wire Transfer: Fees & Transfer Times, KeyBank international wire transfer: all you need to know, ACH vs Wire transfer: The top differences you should know, Send money to another individual’s PayPal wallet, Have your recipient pick up the money you send from a participating location. The PayPal Prepaid Mobile App lets you manage every aspect of your account wherever you are, whenever you need it. Provincia: EE Choose payment option – ‘ PayPal Friends and Family ‘ Or ‘ Goods and Services ‘. And if you’re going to send money abroad with PayPal, then it pays to know a little about the fees and charges you’ll encounter along the way. How to send money online . The fees related to making a wire transfer online, or on the phone via your normal bank, are usually a little lower. [url=http://www.postemobile.it/PosteCustomer/productCatalogueInfo/VasPromo.aspx]PosteMobile[/url], In reply to A newbie all over again! All online, as far as I can make out. All the best. Depending on where you’re sending money to, you’ll be able to choose from some of the following payment routes: Some of these services are delivered through Xoom³, which is a PayPal subsidiary specialising in certain types of payments and transfers. Yes, PayPal is a useful tool for sending money internationally. PayPal is one of the most significant money transfer or payment applications all over the world. - we haven't yet worked out how to pay TARSU rifuiti if anyone has a clue anon33247966 23 September 2016 16:00 #4. If he obtained a work or student Visa, would he be able to get a Postepay on his own? Banks and money transfer providers often give you a bad exchange rate to make extra profits. [quote=Stella;99683]The Postepay card is indeed very useful. Move money between your PayPal Cash Card and your bank account on the go. Click Send & Request at the top of the page. You’ve come to the right place to find out. Check out the fees section of PayPal’s local website wherever you are, for more details. The Italian is pretty simple, and it might be worth ploughing your way through. With Skrill there are many ways to transfer money … The international transfer fees you’ll be charged depend on where you’re sending money to - and how you fund the transfer. All Italian banking operations are free of charge as are Euro payments within the Euro zone. Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money. Discover the KeyBank wire transfer fee, cut-off times, and more. It was just that the bank was inconvenient to get to. Given the snaglets of paying ENEL, TI and the like with UK based credit cards, I recently trawled up this page which is all about a pre-paid credit card issued by the Italian Post Office. can be 'suspended' with the click of a button on theinternet if the bill comes in higher than expected. I hate to ask them, after they let him stay there for free. Select the bank account you'd like to withdraw it to. We were given a Bancomat card no charge. [/quote] How to send money through PayPal using your account You can make a payment easily using PayPal if you’ve received a money request or invoice. Each of these banks take a fee of their own. Thus you can feed your Paypal account via your UK credit card, bung some money onto the Postepay card, and pay ENEL. Do you want to know how to set up a PayPal account? I recommend you ask for an explanation form the bank (which although it may seem stressful should enable you to save €200-300 p.a.). Do you want to know how to do it in less time? To send money from a source other than your PayPal balance, your PayPal account must be verified and all accounts that you want to be move money into and out of must be linked to your PayPal account. Here you can input the country you want to transfer cash to, and pull up a list of the options available - and the fees. I have absolutely no idea what sort of charges or exchange rates would be involved, but 'in extremis' it could be a goer. As a follow on to my post above, I should add that you do not need to have a PO account to obtain a Postepay card through the PO. That way if the funds are coming from your PayPal balance or as Instant Bank Transfer no fees will be incurred. Provide your PayPal email address and password, and click Sign In again. Grazie Mille to the poster who told us and now I am telling you too! The 'EE' sounds like the key to all this. If you do decide to make an international money transfer with PayPal, you’ll have a few options³. Tried downloading the Poste Pay app on my i pad this morning. Direct debits (to cover all utilities, etc.) There are only a few stipulations. It is a Visa Electron card and I use it for online purchases because unlike a credit card, large charges cannot be run up on it by anyone who obtains the card details. The GTBank International Money Transfer (GTMT) is designed to enable both GTBank account holders and non-account holders send and receive funds to and from any GTBank subsidiary in West Africa. Nazione: Regno Unito. Presumably as it is a Visa Electron card it could also be used to book Ryanair tickets so whilst they are offering zero handling charges for these cards you would avoid paying their handling charges for debit or credit cards which at £4/ €5 per person per flight soon add up? Tap one, then select Next at the bottom of the screen. Yes Timwills that is exactly what I said in my post and why we are leaving Monte dei Paschi and using [url]www.intersanpaolo.com[/url] the only charges being State tax and a little for the Flash card. Yes, I used to bank with Intesa San Paolo and their Mastercard was free. We did not want a credit card but as we purchase things online, we also asked for a FLASH card, which is a prepay card and initially costs € 4.90 plus about about 1 euro each time you top it up. All our household utility bills are automatically paid online. However, the costs of making an international transfer with your bank are a shock for many people. It is not intended to amount to advice on which you should rely. The difference between the mid-market rate and the one that PayPal offers, is another part of the profit they’re making on that transaction. Transfer money from PostFinance to Paypal balance Hello everyone, for years when I lived in Italy I got a Postepay prepaid card associated to my Paypal account, and now that I live in Switzerland but near the border I kept using it as I found simple and convenient to go to an Italian post office when I needed to deposit some money into it. Can anyone help ?- do they issue the card over the counter at the post office or is it sent in the post to your Italian address (which means another trip to collect it). Where you can manage and send dozens of currencies all from the same account. Unfortunately, if you choose to send your money via a traditional bank, they often won’t be able to tell you exactly what your transfer will cost you if your transfer is processed using the SWIFT network. 1 Like. It’s the same rate you can find if you google USD (US dollars) along with the other currency involved in your international transfer. Or, is it possible to purchase it online, for him, before his next trip in a few weeks? Choose cash pickup and your money is typically available in minutes at convenient locations throughout Italy. You can see this if you compare the PayPal exchange rate with the mid-market rate, sometimes called wholesale, spot, or interbank rate. Wish I had stayed with them now, as my new bank seems stuck in the 1960s. If you decide against sending money abroad with PayPal, you have a couple of other options. We had no choice of where to bank in 1998. Here are all the info you need about fees & transfer times. [url=http://www.poste.it/bancoposta/cartedipagamento/postepay.shtml]Poste Italiane - Postepay[/url]. If you’ve linked your credit card to your PayPal account, then it will be charged just as if … (he will be 18 soon, but he would be able to get cards for the other kids in our family that will be staying in Italy for several months at a time)? A few other Carta PostePay things we've found and not yet found; - you can also pay your ICI online And the best part is, if you have an account with PayPal you can start sending money to Italy right now with your PayPal payment options right at your fingertips. As Payeer is leading payment network but it's bit difficult to exchange funds from other online payment processors to Payeer but PayGlobel made it easy now you can exchange your PayPal funds to Payeer securely. He can apply for his codice fiscale at Agenzia Entrate with a passport or permesso di soggiorno. il cittadino appartenente agli Stati della Comunità Europea deve portare un documento di riconoscimento valido; However, if you added a debit card (which can be received in a matter of minutes) added to your PayPal account, these will cost you twenty-five cents. I desperately need to pay an equitalia bill, however I am not currently in Italy. Or you can set up the payment yourself as long as you have the email address or telephone number of the person you want to pay. Some payment methods have an … Transferring money to your account takes a few clicks, and then the money will be sent on and over to your bank. Anyone can buy the card.Topping up can then be done online. When you arrange an international transfer with PayPal, from a PayPal account based in the USA, you need to understand both the fee structure, and the currency conversion rate applied. [quote=Charles Phillips;99676]Given the snaglets of paying ENEL, TI and the like with UK based credit cards, I recently trawled up this page which is all about a pre-paid credit card issued by the Italian Post Office. If you frequently make cross-border payments, you may consider signing up for the Wise borderless multi-currency account. The details you will need to input depend on the route you choose, but you’ll be guided through the process by on-screen prompts. You'll need to transfer at least $1 from PayPal to your bank account, and transfers made after 7 PM ET will take longer to hit your bank account. Definitely worth trying another PO as I managed to get one sorted in about 20 mins! Log in to your PayPal account. PayPal charges international transfer fees, but that’s not all you need to know about. We have been waiting for their linked cashpoints to arrive nearer to where we live rather than going into central Perugia. If you’re sending money internationally, you’ll also find that you pay a currency conversion spread of 3.00%², which is added onto the wholesale exchange rate. Send money around the world. I spent a 'losing the will to live' hour and a half in Aulla Post Office trying to sign up for a postepay card and failed miserably. The plus with Banca Mediolanum is that for average balances of €3,000 there is no monthly charge. The SWIFT network is how international transfers are passed from one bank to another, using a system of international protocols to make sure the money stays safe, and finds its way to the correct account in the end. Send Money to PayPal With Credit Card. Our 2007 bank charges were over €500 ..no we were not doing anything out of the ordinary. The international transfer fees you’ll be charged depend on where you’re sending money to - and how you fund the transfer. Unfortunately, their antiquated computer system does not recognise any town or city of birth outside of Italy, therefore the application process can't complete. Send money to loved ones. Find all the information you need here. If you’re considering sending money abroad using your PayPal account, there are a few things you need to know about how to set up your international money transfer. Anyone have any idea how that works? The disadvantage of all accounts in Italy is the €34.20 annual state tax (plus whatever monthly fees the bank decides to charge). il cittadino non appartenente agli Stati della Comunità Europea deve portare il passaporto o il permesso di soggiorno. However I do have an Italian mobile phone, so dowloaded the app on that instead. Today, you can use your PayPal account to shop online, receive payments if you’re a freelancer or entrepreneur, and send cash to family and friends. To send an instant transfer, click "Send Money" on PayPal. So he would not be able to get a card anyway, our Italian friend would have to do it? The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. It gets higher tech still - get a load of this! Enter the recipient’s name, PayPal username, email or mobile number. Enter the amount you want to send and click Continue. PayPal is a favorite tool for sending and receiving money online. Anyone can buy one, even if not a BancoPosta customer. If you’d rather process your international money transfer - also known as a wire transfer - in person, then you can always call into your local bank. Manage your PayPal Cash Card. Unfortunately there is no Paypal link yet - but I will be right onto it! I'll try again [somewhere else]. It’s free to send money within the US and Canada to friends and family, but if you want to send cash to another country using either your PayPal balance, or a linked bank account, it’ll cost you between 5.00% of the transaction amount.¹, If you choose to fund your transfer using a credit card, debit card, or PayPal credit, then you’ll pay even more. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. There are some key differences between ACH vs wire. They also require your codice fiscale when you request a Carte PostePay. Pamela. Say hello to TransferWise, the clever new way to move your money. The benefits are that if you don't go into the bank and do everything online and use the cashpoint, there are no bank charges apart from the Italian State tax, approx 8.55 a quarter. The Postepay card is indeed very useful. Make sure you choose ‘Personal/Gift’ payment. [quote=derekL;102031]Great, thanks for that. You pay €5 for the card, and €1 for each subsequent top up, max balance is €3000 and there is a €2 fee if you cancel the card (the PO chap said that no-one ever cancels their card, they just stop using it so avoid this fee! [/quote] Paypal is also pretty innovative, and (if this payment method appeals to you) you can recharge your Postepay card via your Paypal account. I sincerely hope that you are able to negotiate better terms with MPS than we could...I hate spiders and we are, after 10 years, closing our account with MPS. Choose from 40 different currencies and send to a bank account, mobile wallet, email address or phone number. Xoom moves your money fast, and keeps your security a top priority. Learn how easy it is to send money quickly to family and friends. The 'EE' sounds like the key to all this. [url=http://www.agenziaentrate.it/ilwwcm/connect/Nsi/Servizi/Codice+fiscale+-+tessera+sanitaria/codice+fiscale+faq/]Agenzia delle Entrate - Codice fiscale: le risposte alle domande più frequenti[/url], USA: +1 919-249-5055 / 243 Edgartown-Vineyard Haven Road - Po Box 9000 Edgardtown MA 02539, How to transfer money from PayPal to a Postepay account. Click here for a how-to plus learn more about the duration & fees. Alternatives like PayPal are convenient and simple to use - but while PayPal is great for local transfers and shopping online, the fees for international transactions are fairly high.